How Should I Budget for Business Insurance?
Posted: September 4, 2022
Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
How to Remove Oil Stains from Your Driveway
Posted: September 2, 2022
It’s a situation that eventually irritates most homeowners: motor oil stains on the driveway. Whether it’s caused by worn seals, roadway mishaps or clumsy upkeep, even the most meticulously maintained vehicle can wind up depositing that dark, gooey gunk right in front of your proud home.A Labor of Love Given the attention and care we put into maintaining our homes – more than 10 hours...
Useful Apps for Homeowners
Posted: August 30, 2022
Your house is most likely one of the biggest investments you’ll ever make.Do you have the right tools to help you manage it? And no, we aren’t talking about the ones in your toolbox (although those are definitely important).We’re talking about apps specifically designed to help you easily manage the many aspects of owning and operating your home. From landscape design to planning your next...
How HRAs Offset Premiums & Deductibles For Group Plans
Posted: August 28, 2022
A health reimbursement arrangement (HRA) can offset premiums and deductibles in a group health insurance plan. These savings are realized when a high-deductible health plan (HDHP) is combined with a Deductible-Gap HRA. Employers can benefit by saving money and reducing overhead with a high deductible, while the effect on employees is offset by the HRA. What Is An HRA? An HRA is an employer-funded account...
ERIE Volunteers Make Blanket Statements of Support
Posted: August 23, 2022
Nothing conveys comfort like a cozy blanket—even more when you know it’s been handmade with well wishes stitched, hooked or tied in.That’s the philosophy of Project Linus and a growing team of ERIE family members who have signed on with the nonprofit group as “blanketeers.” Blanketeers is the name the group has given volunteer blanket makers. They knit, crochet, quilt or knot blankets for children...